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Medical Condition: when insurers say no, reviewers often say yes

In 156 published external-review decisions involving medical condition, independent physician reviewers overturned the insurer’s denial 78.8% of the time.

Published decisions
156
2001–2026
Overturned
78.8%
123 denials reversed

Most-fought treatments for medical condition

What insurers denied — and how those fights ended.
TreatmentDecisionsOverturned
Breast Tomosynthesis80
96.2%
Digital Breast Tomosynthesis24
95.8%
How to use this in your appeal

These outcomes come from California’s external review program — an independent physician panel whose decision binds the insurer. Every state has an equivalent, and internal appeals succeed even more often. If your care for medical condition was denied, the published record says the denial is worth fighting.

SOURCE: CALIFORNIA DMHC INDEPENDENT MEDICAL REVIEW OUTCOMES (CHHS OPEN DATA) · DERIVED AGGREGATE STATISTICS ONLY · METHODOLOGY

Not legal or medical advice. Coverage Rights is a self-help tool that helps you prepare your own appeal. For advice about your specific situation, talk to a licensed attorney or your doctor.

Fighting a denial for medical condition? 78.8% won.

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