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Bipolar Disorder: when insurers say no, reviewers often say yes

In 161 published external-review decisions involving bipolar disorder, independent physician reviewers overturned the insurer’s denial 47.8% of the time.

Published decisions
161
2001–2026
Overturned
47.8%
77 denials reversed
How to use this in your appeal

These outcomes come from California’s external review program — an independent physician panel whose decision binds the insurer. Every state has an equivalent, and internal appeals succeed even more often. If your care for bipolar disorder was denied, the published record says the denial is worth fighting.

SOURCE: CALIFORNIA DMHC INDEPENDENT MEDICAL REVIEW OUTCOMES (CHHS OPEN DATA) · DERIVED AGGREGATE STATISTICS ONLY · METHODOLOGY

Not legal or medical advice. Coverage Rights is a self-help tool that helps you prepare your own appeal. For advice about your specific situation, talk to a licensed attorney or your doctor.

Fighting a denial for bipolar disorder? 47.8% won.

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